By Katie Agness
Since 2004, DHI Mortgage has specialized in construction financing, as well as providing financing services of existing homes and refinancing options. DHI was formed following D.R. Horton’s acquisition of Continental Homes and its mortgage affiliate CH Mortgage, and has been affiliated with a homebuilder since this time.
“We are a full service lender offering financing for new and resale homes, as well as refinances,” says Patricia Perez, DHI Mortgage’s Austin branch manager. “We pride ourselves on providing outstanding service to each of our customers, from first-time homebuyers to experienced buyers and everyone in between.”
DHI Mortgage offers customers a variety of benefits, including competitive interest rates and options, in-house processing, quality customer service, a convenient online prequalification process, and local, experienced, licensed Mortgage Loan Originators.
Over the past 13 years, DHI mortgage has seen tremendous growth. Today, the company is licensed in 26 states and has operations in over 70 markets across the United States. “DHI Mortgage has extensive experience, closing over 1,000 loans a year for the past five years in Austin alone,” says Perez, who is responsible for supporting Austin-area D.R. Horton homebuyers, residential resale buyers and consumers who are refinancing. “Although a majority of our financing is to D.R. Horton homebuyers, many of our closings are also resale and refinances.”
DHI Mortgage makes the loan application process simple yet personalized for homebuyers. “The application process can be handled via a secured, online system; however, we encourage our clients to meet with us face-to-face, as we find that this fosters a better understanding of loan documents and the loan process,” Perez says.
In addition to the affiliation with the nation’s largest homebuilder, D.R. Horton, DHI Mortgage is also affiliated with DHI Title, which is conveniently located in the same building. “It is rewarding to be able to share in our customers’ excitement as they close and receive the keys to their brand new home and achieve their part of the American dream,” Perez says.
For buyers faced with credit challenges, DHI Mortgage offers the Home Buyers Club, which helps prepare them for successful homeownership. “Participants can work with a personal credit consultant who will analyze the buyer’s credit report and help identify strategies for improving their credit worthiness,” Perez says.
Real estate agents and other industry professionals can expect to work with DHI Mortgage’s professional team of experienced mortgage loan officers and loan processors. “We pride ourselves on being well versed in conventional, FHA, VA and USDA loan products as well as first-time homebuyer and down payment assistance programs,” Perez says. “Additionally, we have several teammates who are bilingual in Spanish, and we offer various workshops for our real estate agent partners.” RL